Mortgages

 
 

Whether you’re looking to purchase an investment property, your “dream” home, or need to restructure your finances to consolidate debt, we can help.

Clients of the Avant-garde Financial Group have exclusive access to lending policies which will allow you to borrow up to a Loan to Value Ratio (“LVR”) of 95%, without having to pay Lenders Mortgage Insurance (LMI).*

In addition to benefiting from our exclusive offer, our advisers are highly qualified in all areas of finance. You’ll find we don’t operate like a traditional mortgage broker. We apply our financial expertise in the mortgage space, ensuring your property purchase or debt restructure, is aligned with your financial goals and future vision.

This means our clients benefit from ownership and lending structures which allow them to buy now and position themselves comfortably for the next 20 years.


Take advantage of our exclusive offer

When it comes to buying property the time might be right, but having the deposit or equity can be a challenge. We’ve partnered with some extraordinary lenders to help our clients get into the market with lower deposits, without the added stress of Lenders Mortgage Insurance.

Who can access the offer?

Max LVR

85%
90%
95%

Who’s eligible*

Everyone
Medical Professionals, Accountants & Lawyers
Medical Professionals

Reason for purchase

Owner Occupied or Investment
Owner Occupied or Investment
Owner Occupied

LMI owing

$0
$0
$0

* Standard lending criteria applies.


Lenders we work with

We have access to over 25 lenders, including the major banks, second tier lenders and credit unions, and literally hundreds of home loans. Based on our experience, the following are our preferred lenders because we find they fit our client’s needs more often than not.

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Some other key areas of expertise include:

 

Looking to buy your first home?

Buying your first home is a big step to take, but one that comes with endless questions, which may include how mortgages work, what’s the best one and the big question, how much you can borrow.

That’s where we come in, our job is to take the stress away, to make the complex, simple, and we’re very good at it.

If you have a particular property in mind, please contact us to request a comprehensive, free property report (RRP $40).

Want to refinance your loan?

Whether you’re looking to renovate, consolidate your debts or simply get a lower interest rate, refinancing your home loan may be the way to go.

With the lending market constantly changing and new deals being offered all the time, it pays to stay in touch.

We are always more than happy to conduct a review or quick home loan health check on your current loan.

Investment property?

Research and having the right people to help you are the keys when investing in property.

It definitely pays to do your homework on the property market before you dive in, and we’re thrilled to be on board to help you when it comes to financing your decision.

If you have a particular property in mind, please contact us to request a comprehensive, free property report (RRP $40).

 
 

Our level of committment

 
I’ve used Chris’s services as both a financial planner and more recently as a mortgage broker, I had purchased a property with a quick settlement over the holiday season - Not always the best move. Chris was fantastic at communicating between all the parties involved and he kept the ball rolling. To everyone’s amazement we settled on the day and my wife and I couldn’t have been happier with the way he worked and his commitment to our goals. Thanks Chris

— Stuart, Director