We know that “bad things” happen and have seen firsthand the devastating impact an unforeseen event, e.g. a car accident or diagnosis of cancer, can have on a person and their loved ones, both financially and emotionally.
That’s why at the Avant-garde Financial Group, we consider personal insurance to be a fundamental pillar of advice, which specifically focuses on the following:
- Life & Total and Permanent Disability (“TPD”) insurance
- Trauma insurance
- Income Protection
- Business Overheads insurance (for self-employed)
Insurance is a commodity that can now be purchased quickly and easily online. So why should you engage the services of the Avant-garde Financial Group to assist with your personal insurance needs?
Whilst it is true that insurance is a commodity and it can be purchased quickly and easily online, at the Avant-garde Financial Group our highly qualified and passionate advisers will lead you through the various stages of the insurance process, thus ensuring:
- you have an adequate level of cover, that has been calculated based on your specific requirements and takes into account your personal and financial circumstances
- your insurance policies are structured in the most appropriate and effective manner
- your insurance premiums are not only competitively priced, but also sustainable, thus helping to ensure the cover will be there when you need it most.
Finally, and perhaps most importantly, insurance is purchased for a reason, that is because bad things happen, and when they do, it’s almost always unexpected and at a bad time.
Therefore, the biggest benefit, and greatest value we provide, and one which cannot be obtained when buying insurance online, is being there to lead our clients, and in some cases their family, hand-in-hand through the claims process.
Whether it be helping you to complete the claim forms, liaising with your accountant to finalise and lodge your tax return, or arguing the intricacies of a Product Disclosure Statement with the insurer to ensure your claim is paid, at the Avant-garde Financial Group, we pride ourselves on being there for our clients, and their family, at their greatest time of need.