Business Protection


Just like with Personal Protection, “bad things” happen and we have seen firsthand the devastating impact an unforeseen event, e.g. a fire, storm or aggrieved former employee, can have on a business, both financially and culturally, not to mention its employees and management.

In our role as a commercial insurance broker, we work with our clients to develop a comprehensive understanding of what it is they do and the risks they face on a daily basis.

Upon identification of these risks, whether it be a chemical manufacturer formulating class 8 corrosives, an accounting practice specialising in SME clients or a non-for-profit organisation, we will work with you to develop a comprehensive insurance program, which will generally consist of one or more of the following insurances:

  • Cyber Liability

  • Corporate Travel

  • Trade Credit

  • Marine Cargo

  • Plant & Equipment

  • Bloodstock

  • Business

  • Industrial Special Risks

  • Business Interruption

  • Public & Products Liability

  • Management Liability

  • Product Recall


Insurance is a commodity that can now be purchased quickly and easily online. So why should you engage the services of the Avant-garde Financial Group to assist with your business insurance needs?

At the Avant-garde Financial Group our highly qualified and passionate advisers will lead you through the various stages of the insurance process, thus ensuring:

  1. your business has a comprehensive insurance program, designed to mitigate those inherent risks it faces on a daily basis, as well as any other specific requirements

  2. your business’ insurance policies are structured in the most appropriate and effective manner

  3. your business’ insurance premiums are not only competitively priced, but also sustainable, thus helping to ensure they will be in force when they are needed most

Finally, and perhaps most importantly, insurance is purchased for a reason, that is because bad things happen, and when they do, it’s almost always unexpected and at a bad time.

Therefore, the biggest benefit, and greatest value we provide, and one which cannot be obtained when buying insurance online, is being there to lead our clients hand-in-hand through the claims process.

Whether it be helping you to complete the claim forms, liaising with the insurer’s loss adjusters, or simply calling the insurer on a daily basis to hurry the claim along, at the Avant-garde Financial Group, we pride ourselves on being there for our clients at their greatest time of need.